Smart Bill Calendar

This Google Sheets includes 3 tabs:
- START: Choose your starting year, month, and currency. Add your income and payments details,.
- PAYMENT SCHEDULE: See each occurrence in date order, mark it paid or received, and record individual adjustments.
- CALENDAR: See daily due dates, weekly balance summaries, monthly payment progress, and a daily projected balance chart.

Your schedule and calendar update automatically from your entries. You’ll also receive a step-by-step user guide and video tutorial directly accessible in the template

• Set your own payment cycles — Choose one-time, weekly, every 2 or 4 weeks, monthly, every 6 months, quarterly, or yearly.
• Track up to 70 items in each category: income, bills, subscriptions, and debts.
• See what’s due at a glance — Review your color-coded calendar, check off payments and income received, and spot late payments. Alerts flag busy days with more items than the calendar can display.
• Plan around your income — Follow weekly totals and your daily projected balance, with an optional starting balance.
• Track the month’s progress — See what’s paid, what’s left to pay, and what’s late.
• Change one payment when life changes — Adjust its date or amount and add a note without changing future payments.
• Print it when you need — Filter by year, month, category, or paid status. Print the full view or just the monthly calendar.

This Bill Calendar is for anyone who wants a clearer way to manage recurring bills, subscriptions, debt payments, and income dates. It’s especially helpful if you’re trying to plan around paydays, keep track of payments with different schedules, or see what a busy week may mean for your balance.

Keeping up with bills shouldn’t feel like homework. This template brings your setup, payment schedule, and calendar together, so you can spend less time piecing together due dates and more time planning what’s ahead.

• One-Time Payment: Pay once and enjoy unlimited access with no subscriptions or recurring fees.
• Digital Download: This is a digital product. No physical item will be shipped.
• Google Sheets Compatible: This template is designed exclusively for Google Sheets and is not compatible with Microsoft Excel.
• Available Themes: This template is available in both Light (Pastel) and Dark versions, sold separately.
• Access Requirements: A free Google account is required to use this spreadsheet.
• Reusable: Use the template again and again by creating a fresh copy whenever needed.

This spreadsheet is provided for informational, organizational, and personal finance planning purposes only. Smart Kit Designs does not provide financial or legal advice.Users are responsible for evaluating their personal needs and making their own financial decisions.Smart Kit Designs shall not be held liable for any loss, damage, injury, or expense arising from the use of this spreadsheet. Google Sheets is a trademark of Google LLC. Smart Kit Designs is not affiliated with, endorsed by, or sponsored by Google LLC.